Used Car Financing FAQs & Advice

Are you searching for a reliable Kia dealership near McAllen to answer your used car financing questions or offer competitive interest rates? Look no further than Bert Ogden Kia in Mission. Our experienced used Kia sales and auto financing teams are here to guide you through the entire car-buying process, ensuring you drive home in the CPO Kia Soul, Sportage or other used vehicle that perfectly suits your needs. Bert Ogden Makes It Easy to secure the ideal auto financing plan for your budget.


Used Car Financing FAQs:
Is it wise to finance a used car?
Financing a used car can be a smart decision depending on your financial situation. Used Kia SUVs and sedans often have lower price tags compared to new cars, which can translate to lower monthly payments and less interest accrued over the life of the loan. At Bert Ogden Kia, we help you determine the best financing terms for your budget, providing you with several loan options near McAllen.
Is it harder to get a loan for a used car?
Obtaining a used car loan is generally as straightforward as financing a new car, particularly when you work with a trusted Kia dealer near McAllen like us! Our Kia finance team is experienced in navigating the nuances of used car financing and finding an ideal option for you.
Bert Ogden Makes It Easy by offering support throughout the entire auto financing process, so you can get the keys to a CPO Kia Telluride or Sorento you love with a car payment plan you’re comfortable with!
What credit score do you need for a used car loan?
A good credit score for securing a used Kia loan typically ranges from 660 and higher. However, our auto finance specialists at Bert Ogden Kia work with a variety of lenders, enabling us to assist customers across various credit backgrounds. We’ll help you explore all available options, like cosigner financing or subprime options, to get the best possible rates for your situation.
Who has the best used car interest rate?
Interest rates for used cars depend on numerous factors, including current market conditions, your credit profile and the specific terms offered by different lenders. At our used Kia dealer near McAllen, we collaborate with various financial institutions to secure the most competitive rates for our customers. Contact Bert Ogden Kia to discover the latest used Kia financing offers and interest rates.
Are there used car financing specials near McAllen?
Yes, Bert Ogden Kia often has special financing offers for our local McAllen Kia fans. To explore our current used Kia financing offers, visit our website or speak with a member of our finance team. We regularly update our offers to ensure our customers receive the best possible terms.
Finance a Used Kia Near McAllen, TX
Ready to start your used car financing journey? Trust the auto financing experts at Bert Ogden Kia near McAllen to guide you through every step. Our goal is to ensure you feel confident in the Certified Pre-owned Kia Forte or Stinger you choose and the financing plan you select.
Read More: Value Your Trade | Explore Payments | Apply for Financing

Certified Pre-Owned Kia Sales in the RGV
Buying a Certified Pre-Owned car is a great way to get a like-new ride at an outstanding value. And when you work with the Bert Ogden Auto Group, you’ll have no shortage of selection to shop from. Whether a CPO Kia SUV or a luxury sedan wins your heart, we’re here to help you get the keys.
Stop by our car dealerships in Southern Texas to compare Certified Pre-Owned Kia SUVs, sedans and more. Let us help you claim a great price on a low-mileage, reliable used car for sale that will feel like a brand-new ride.
And to further prove that buying CPO is a great choice, you can take advantage of the Bert Ogden Certified Pre-Owned Program, which includes an array of perks and benefits.
What Are the Bert Ogden Certified Pre-Owned Program Benefits?
When you choose CPO at Bert Ogden, you get peace of mind and confidence in your purchase, thanks to extensive warranties and coverage options. Some of the Bert Ogden Certified Pre-Owned Program Benefits can include:
- Multipoint Vehicle Inspection1
- 6-yr./100,000-mile Warranty1
- 12-mo./12,000-mile Ultimate Coverage1
- 72-mo. /100,000-mile Powertrain Coverage1
- Rental Car, Towing and Roadside Assistance1
Buy a CPO Vehicle Near Me
Interested in learning more about the benefits of buying CPO? Visit our dealerships in the Rio Grande Valley and peruse our inventory. Then speak with a member of our auto sales team for all the information you’re looking for about roadside assistance, powertrain coverage and more. Bert Ogden Makes It Easy to buy a car you love!